The Pradhan Mantri Awas Yojana is a government scheme that aims to offer affordable housing for the weaker sections of society. It was launched in 2015, and it targets the construction of 2 crore homes for the urban poor by 31^st December 2024. It has several provisions and to avail these, you need to qualify as a beneficiary. This information is available on the PMAY list.

PMAY has many provisions for beneficiaries. One of these is the CLSS or credit linked subsidy scheme, which provides an interest subsidy on home loans in India to build, purchase or renovate existing homes. However, in order to avail this benefit, you need to feature on the Pradhan Mantri Awas Yojana beneficiary list.

PMAY list 2025 key highlights

Check your name in the PMAY list

Check for your name in the PMAY Urban list by following these steps:

1. Visit the official website of the Ministry of Housing and Urban Affairs
2. Click on the ‘Select Beneficiary’ option
3. From the drop-down menu, choose the ‘Search by Name’ option
4. Enter the first 3 characters of your name and click on ‘Show’

The PMAY list is accessible to both categories, urban and rural. Those under the PMAY Gramin (rural) category receive registration numbers on applying successfully. This registration number is needed while checking the PMAY G list.

Additional read: Indira Awas Yojana IAY

Check PM Awas Yojana Gramin list

1. Visit the official website of PMAY-Gramin
2. Provide your registration number accurately and click on ‘Submit’
3. You can also check the beneficiary list without the registration number. Here are the steps to follow:
4. Visit the official website of PMAY-Gramin
5. Ignore the registration number tab and click on the ‘Advanced Search’ button
6. Fill up the form that appears with correct details
7. Proceed with the ‘Search’ option

All the relevant details will appear if your name is present on the PMAY Gramin list.

Check PM Awas Yojana Urban list

However if you already registered and fall under the rural category, you can follow the below steps.

1. Visit the official website of PMAY-Gramin.
2. Provide your registration number accurately and click on ‘Submit’.
3. Provide the first three characters of your name
4. Click on the button ‘Show’, and the PM Awas Yojana list will appear.

Look for your name along with other relevant details on the PMAY list-Urban. These beneficiary charts are updated from time to time. So, do check the latest PMAY list 2025.

Features of the Pradhan Mantri Awas Yojana

To know more about the features of the Pradhan Mantri Awas Yojana, read on. The features of PMAY are as follows:

• Beneficiaries can receive an interest subsidy of up to 6.5% on their housing loans, with a tenor ranging up to 40 years
• The subsidy amount varies from one income group to the other
• Houses constructed under this scheme will utilize only eco-friendly and sustainable material/ technology
• Senior citizens and differently-abled individuals will be given preference when allocating ground floor accommodation
• The scheme will facilitate applicants to secure housing across any of 4,041 statutory towns

State-wise new PMAY list of completed houses

To know more about the state-wise PMAY list of completed houses, refer to the below table.

Once you apply for Pradhan Mantri Awas Yojana, you will receive an application reference number to check if your name is enlisted on the Pradhan Mantri Awas Yojana new list 2023. This list contains the names of individuals whose applications have been accepted.

Eligibility criteria for the CLSS component

Those applying for the PMAY CLSS scheme, which offers interest subsidies on home loans, must meet the following criteria to qualify.

For LIG/ EWS category:

• The beneficiary family must comprise husband, wife, unmarried daughters, or unmarried sons.
• An annual income of a household must be within Rs. 3 lakhs and Rs. 6 lakhs.
• The property must be co-owned by a female member of the family.

These beneficiaries are eligible to get an interest subsidy of 6.50%*.

For MIG I & MIG II categories:

• The yearly income of the household must be between Rs. 6 lakhs and Rs. 12 lakhs for MIG I, and Rs. 12 and Rs. 18 lakhs for MIG II.
• A female co-owner of the property is desirable.
• In the case of an adult earning member, whether married or unmarried, it should be considered as a separate household.

Eligible candidates under MIG I can get a subsidy of 4.0%, while those under MIG II can get a 3.0% subsidy.

Disclaimer

PMAY subsidy scheme for MIG I & II category is not extended by regulatory. Category wise scheme validity is mentioned below:

1. EWS & LIG category is valid up to 31st March 2022\
2. MIG I & MIG II category was valid up to 31st March 2021

PMAY list of states and union territories

Below is a list of states and union territories under PMAY: