Features and benefits
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High loan value
Avail of a loan against your shares up to Rs. 1,000 crore (Customers can get up to Rs. 5 crore online, whereas Rs. 1,000 crore is the maximum loan amount Bajaj Finserv offers offline, subject to eligibility and BFL board approval for an amount above Rs. 350 crore).
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Relationship manager
A 24x7 dedicated relationship manager will help you with all your requests.
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Nil part payment/ foreclosure charges
You can repay your loan with nil part payment or foreclosure charges as convenient.
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Online account access
Access and manage your loan account from anywhere with our customer portal - My Account.
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Minimum documentation
Minimum financial documents are required to seek a loan against securities.
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Comprehensive list of approved securities
Get collateral for a loan through shares, mutual funds, Fixed Maturity Plans (FMPs), Employee Stock Ownership Plans (ESOPs), Initial Public Offerings (IPOs), Unit Linked Insurance policies and bonds.
Bajaj Finance Limited (BFL) offers secured financing of up to Rs. 1,000 crore (Customers can get up to Rs. 5 crore online, whereas Rs. 1,000 crore is the maximum loan amount Bajaj Finserv offers offline, subject to eligibility and BFL board approval for an amount above Rs. 350 crore). You can avail of a loan against your securities, mutual funds, insurance, or bonds, stocks, shares (equity shares and Demat shares and more) for all your financial needs.
Bajaj Finance provides a hassle-free online application process and a dedicated relationship manager to assist you with your queries. You can get a loan against shares to meet your financial needs instantly.
Frequently asked questions
A loan against securities is obtained by pledging financial securities like shares, stocks, mutual funds, fixed maturity plans, Unit linked insurance policies and bonds. You can use the securities in which you have invested as collateral against the loan amount. It helps you access quick funds without liquidating your assets.
By taking a loan against securities, you can easily access funds to meet your personal needs, any emergencies, etc. In loan against securities, you pledge your shares, equity shares, bonds or insurance policies as collateral. You can avail of this facility if you need urgent funds to meet financial requirements.
Bajaj Finance offers a comprehensive list of approved securities that include shares, mutual funds, initial public offerings, insurance, bonds through which you can get collateral for a loan. Here are some of the features offered under loan against securities.
- Avail of a loan of up to Rs. 1,000 crore (Customers can get up to Rs. 5 crore online, whereas Rs. 1,000 crore is the maximum loan amount Bajaj Finserv offers offline, subject to eligibility and BFL board approval for an amount above Rs. 350 crore)
- Easy documentation
- Access your loan account from anywhere from Experia on a real-time basis
- A dedicated relationship manager will assist you with any queries to help you avail of a loan against securities
- Option to repay the loan with nil part payment or foreclosure charges as per your convenience
Yes, you can choose to foreclose your loan anytime you want after payment of interest and the principal loan amount. There are no foreclosure charges.
Bajaj Finance offers loans with a part-prepayment facility. With this, you can partly prepay your loan amount anytime during the loan tenor.
