Fees and interest rates
| Type of fee | Applicable charges | ||
| Rate of interest | Salaried | Self-employed | Doctors |
| 8.50%* to 14.00%* p.a. | 9.10%* to 15.00%* p.a. | 8.60%* to 14.00%* p.a. | |
| Processing fees | Up to 7% of the loan amount + GST as applicable |
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| Bounce charges | For loan amounts up to Rs. 15 lakhs: Rs. 500 For loan amounts from Rs. 15,00,001 to Rs. 30,00,000: Rs. 500 For loan amounts from Rs. 30,00,001 to Rs. 50,00,000: Rs. 1,000 For loan amounts from Rs. 50,00,001 to Rs. 1,00,00,000: Rs. 1,000 For loan amounts from Rs. 1,00,00,001 to Rs. 5,00,00,000: Rs. 3,000 For loan amounts from Rs. 5,00,00,001 to Rs. 10,00,00,000: Rs. 3,000 For loan amounts more than Rs. 10 crores: Rs. 10,000 |
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| Penal charge | Click here to know about the penal charges. | ||
| Interest and Principal Statement Charges | NIL | ||
| Part-prepayment charges** | NIL | ||
| Foreclosure Charges | NIL | ||
