Stakeholders Relationship Committee

D.J. Balaji Rao serves as an Independent Director at Bajaj Finserv Limited. He graduated from the University of Madras with a B.E. in mechanical engineering and is an Associate Member of the Indian Institution of Industrial Engineering. In 1990, he attended the advanced management programme at the European Institute of Business Administration (INSEAD) in Fountainbleu, France.

He pursued his career as an Industrial Engineer for roughly eight years before joining erstwhile ICICI Limited (since its merger with ICICI Bank Limited) in 1970. He eventually rose to the level of Deputy Managing Director after holding various positions with varied responsibilities. He later took over as the Vice Chairman and Managing Director of SCICI Limited in August 1996. He transferred to Infrastructure Development Finance Company Limited (IDFC) as its first Managing Director post the merger of SCICI Limited and ICICI Limited.

He worked till his retirement in January 2000. Between 2008-2014, he was the Non-Executive Chairman of 3M India Limited. He serves on the boards of numerous prestigious businesses, including CMI FPE Limited, Bajaj Auto Limited, and Bajaj Finance Limited.

Sanjiv Bajaj is the Chairman and Managing Director of Bajaj Finserv Limited, the holding company of the financial services of the Bajaj Group.

Under his leadership, Bajaj Finserv Limited has emerged as one of India’s leading diversified financial services companies – operating at the cusp of consumer financing, online commerce, and payments.

With a consumer-first, digital approach and a culture focused on excellence through innovative disruption, he has reshaped digital consumer financing in India. He is on the board of many of his group operating companies and is a member of the Board of the Indian School of Business, a member of the International Advisory Board, Allianz SE, and the International Technology Advisory Panel of Monetary Authority of Singapore, and the Regional Stewardship Board for India and South Asia 2019-2020 of the World Economic Forum.

Sanjiv has been elected as the President of the Confederation of Indian Industry (CII) for 2022-2023. He has been engaged with the industry body for many years at the state, regional and national levels and has led the CII National Committees on Insurance & Pensions, and the CII Taskforce on Fintech.

Sanjiv is the younger son of Rahul and Rupa Bajaj and was born on November 2, 1969. He completed his Bachelor’s in Mechanical Engineering from the University of Pune and his M.Sc. in Manufacturing Systems Engineering with distinction from the University of Warwick, UK. He also holds an MBA from Harvard Business School, USA.

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In an interview with ET Now, Sanjiv Bajaj stated, "For India to realise its full potential, the country will need another ten Bajaj Finances and ten HDFC Banks."

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Over the next decade, there is no reason why India should not play a stronger role, says Sanjiv Bajaj.

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Radhika Haribhakti is an Independent Director at Bajaj Finserv Limited. Radhika Haribhakti has over 30 years of experience in commercial and investment banking, working with Bank of America, JM Morgan Stanley, and DSP Merrill Lynch. She has advised several giant corporates and led their equity and debt offerings in domestic and international capital markets. She currently provides advisory services at RH Financial but primarily serves as an Independent Director on multiple corporate boards.

She serves on the Boards of Directors of several companies, including ICRA Limited, EIH Associated Hotels Limited, Navin Fluorine International Limited, Pipeline Infrastructure Limited, Rain Industries Limited, and Torrent Power Limited. She is a member of several board committees at these companies, some of which she chairs.

Radhika Haribhakti has been closely associated with women empowerment and financial inclusion and has over 18 years of experience serving on non-profit boards, including 12 years as chairperson. She is the former Chair of Friends of Women’s World Banking (FWWB) and Swadhaar FinAccess, two non-profits engaged in providing financial solutions to women in economically disadvantaged communities. She also previously served on the Governing Council of Citigroup Micro Enterprise Award and CII’s National Committee on Women Empowerment.

Radhika Haribhakti has a graduation degree in Commerce from Gujarat University. She is also a postgraduate in management from IIM Ahmedabad.