Risk Management Committee

Pramit Jhaveri is an Independent Director at Bajaj Finserv Limited. Currently, he serves as an advisor and mentor to startups, corporates, and family offices. He is an advisor at Premji Invest and Senior Advisor at PJT Partners. Before his current role, Pramit served as the Vice-Chairman - Banking for Citi, Asia Pacific. From 2010-2019, he held the position of Citibank India’s CEO. He joined Citibank in 1987 as a 23-year-old and retired from the company in November 2019 after a stellar 32-year career in banking.

Pramit serves as a Trustee on the boards of several philanthropic, non-profit entities in India. These include the Tata Trust, one of India’s oldest and most prestigious philanthropic institutions, Pratham Education Foundation, an NGO dedicated to the quality education of underprivileged children, India Foundation for the Arts, a grant-making organisation supporting practice, research, and education in the arts, and the World Monuments Fund India, an organisation involved in conserving and preserving India’s architectural heritage.

Pramit has a Bachelor of Commerce degree from Sydenham College, Mumbai University, and an MBA from the Simon School of Business, University of Rochester. He is an avid tennis player, a keen follower of cricket and soccer, and a long-standing collector of Indian contemporary art.

Anami N Roy is a well-known former civil servant. He was head of operations of the elite Special Protection Group while in Govt. of India, supervising security of Prime Minster and former PMs during the tenure of four PMs during which he had the opportunity to work and interact with elite forces of all States in India and many countries of the world.

During his nearly four decades of dedicated tenure in the Indian Police Service, Shri Roy held variety of challenging assignments both in Maharashtra and Govt. of India including Police Commissioner of Mumbai and Director General of Police, Maharashtra State. He launched multiple innovative initiatives and schemes for time-bound and simplified delivery for people’s expectations from the Police towards making Police more accessible to people. Passionate about bringing in technology in multiple areas of policing, his Mumbai Police Infoline, Citizen Facilitation Centers, Elderline are some of those which became very popular and useful and made him known as “People’s Commissioner”. Post retirement, he is engaged in the social/non-profit sector; and runs a not-for-profit company, Vandana Foundation for supporting people at the bottom of the pyramid with livelihood.

He is on the Board of many prominent companies. He is also involved in many other companies in an Advisory capacity. He brings with him a wide and rich experience of public service and functioning of governments at the state and central level.

Sanjiv Bajaj is the Chairman and Managing Director of Bajaj Finserv Limited, the holding company of the financial services of the Bajaj Group.

Under his leadership, Bajaj Finserv Limited has emerged as one of India’s leading diversified financial services companies – operating at the cusp of consumer financing, online commerce, and payments.

With a consumer-first, digital approach and a culture focused on excellence through innovative disruption, he has reshaped digital consumer financing in India. He is on the board of many of his group operating companies and is a member of the Board of the Indian School of Business, a member of the International Advisory Board, Allianz SE, and the International Technology Advisory Panel of Monetary Authority of Singapore, and the Regional Stewardship Board for India and South Asia 2019-2020 of the World Economic Forum.

Sanjiv has been elected as the President of the Confederation of Indian Industry (CII) for 2022-2023. He has been engaged with the industry body for many years at the state, regional and national levels and has led the CII National Committees on Insurance & Pensions, and the CII Taskforce on Fintech.

Sanjiv is the younger son of Rahul and Rupa Bajaj and was born on November 2, 1969. He completed his Bachelor’s in Mechanical Engineering from the University of Pune and his M.Sc. in Manufacturing Systems Engineering with distinction from the University of Warwick, UK. He also holds an MBA from Harvard Business School, USA.

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Rajeev Jain is the Managing Director and a member of the executive management team of Bajaj Finance Limited. Charting an ambitious growth trajectory for the company, Rajeev has transformed it from a captive auto financing company into one of India’s largest and most diversified NBFC companies.

Rajeev joined Bajaj Finance Limited in 2007 as the CEO. Since then, he has been leading the company towards a ‘new way of doing business’ by envisaging it as an omnipresent financial services company that enables customers to engage, transact, and get serviced seamlessly – online and offline.

An unwavering champion of innovation and disruptive ideas, Rajeev harnessed the power of digital technologies to deliver faster solutions and seamless experiences for customers amidst a rapidly evolving digital landscape.

Rajeev is an industry veteran with nearly three decades of stellar experience managing diverse consumer lending businesses, including auto loans, durable loans, personal loans, and credit cards. He has spent a decade and a half with Bajaj Finance Limited, driving long-term, profitable businesses and large-scale digital transformations to create long-term value for shareholders.

Before Bajaj Finance, he worked with GE, American Express, and AIG.

Rajeev holds a Bachelor’s degree in Commerce from the American College in Madurai and a Management degree from the T.A. Pai Management Institute, Manipal.

Deepak Bagati is responsible for managing the Debt Management Services vertical, helping the company gain a competitive edge in the industry.

Since joining Bajaj, Deepak has integrated SME businesses to create Direct-to-Customer (D2C) businesses for SMEs. He has been a key contributor in delivering cutting-edge capabilities like decision support systems for unsecured businesses and mortgage re-engineering for secured businesses.

Deepak has extensive work experience in the services industry spread across printing solutions, reprographics, rating firms, supply chain management, and lending. He joined Bajaj from Yes Bank, where he was the Zonal Head for the unsecured business. Before which, he worked with HDFC Bank, Onicra, Mahindra & Mahindra, and Modi Xerox.

Deepak is an engineering graduate with a degree in Industrial Electronics.

Fakhari Sarjan is the Chief Risk Officer at Bajaj Finance Limited and a member of the executive management team. He is responsible for overseeing the company’s governance and strategy for the entire risk management portfolio, including risk analytics, underwriting practices, and maintaining relationships with regulatory bodies and other supervisory entities.

A strategic thinker capable of executing and driving results, Fakhari has managed multi-cultural and cross-functional teams with Barclays, USA, as their MD - Risk Management and MD & Chief Risk Officer for Barclaycard in Germany. Fakhari brings in exceptional credit risk management expertise and has been part of the change and launch projects of Retail Banking and Cards. In his earlier stints, he has worked with Deutsche Bank, ABN AMRO Bank, HSBC, ANZ Grindlays Bank, and Asian Paints.

A management graduate from IIM Lucknow, with a career spanning over 25 years, Fakhari brings a holistic and multi-geo experience covering collections, credit, policy, operations, risk, credit cards, analytics, and fraud control, amongst others.

Sandeep is the Chief Financial Officer at Bajaj Finance Limited and a key member of its executive management team. He has played an integral role in the growth and evolution of the company from being a mono-line auto finance company to a diversified financial services business and onto its transformative journey of becoming a dominant player in the ecosystem of financial services and payments business.

Sandeep joined Bajaj Finance in 2008 to set up management accounting practices. Over the years, he has evolved his space by playing multifarious roles across Strategic Planning, CEO’s Office, Financial Planning & Analysis to heading the organisation's Business Re-engineering and Investor Relations functions. He started his professional journey in the Internal Audit function of Bajaj Auto Limited, handling audits in the areas of materials, systems, finance, and indirect taxation.

As the CFO of Bajaj Finance Limited, Sandeep oversees the Finance, Treasury, Financial Planning and Analysis of the company with a sharp focus on controllership, compliance, liquidity, and driving continuous improvements in business and functional processes towards delivering significant bottom-line benefits.

Sandeep is a Chartered Accountant from ICAI with a Bachelor’s degree in Commerce from Nagpur University.