Among the wide range of credit card benefits, sign-up bonuses have become a popular benefit, attracting many consumers. These welcome bonuses not only make the deal better but also give your finances a quick boost. Explore the concept of welcome bonuses, and check some of the top credit cards offering the best sign-up offers to you.
What is a welcome bonus/sign-up bonus?
A welcome bonus, often synonymous with a sign-up bonus, is an incentive offered by credit card issuers to attract new customers. These bonuses typically come in the form of reward points, cashback, or other perks. These welcome bonuses are granted when a new cardholder meets specific spending requirements within a predetermined period after card activation.
Top 10 credit cards with the best sign-up/welcome bonuses in 2024
Here are some of the popular Bajaj Finserv co-branded credit cards and their welcome bonuses.
Credit card variants |
Sign-up/Welcome bonus |
Bajaj Finserv RBL Bank Binge Supercard |
4,000 reward points |
Bajaj Finserv RBL Bank Platinum Choice Supercard |
2,000 reward points |
Bajaj Finserv RBL Bank Platinum Plus Supercard |
4,000 reward points |
Bajaj Finserv RBL Bank MyFirst Supercard |
2,000 reward points |
Bajaj Finserv DBS Bank 5x Reward Credit Card |
2,000 cash points |
Bajaj Finserv DBS Bank 5x Plus Reward Credit Card |
4,000 cash points |
Bajaj Finserv DBS Bank 7x Reward Credit Card |
6,000 cash points |
Bajaj Finserv DBS Bank 7x Plus Reward Credit Card |
8,000 cash points |
Bajaj Finserv DBS Bank 10x Signature Credit Card |
12,000 cash points |
Bajaj Finserv DBS Bank 10x Plus Signature Credit Card |
20,000 cash points |
Benefits of getting credit cards with sign-up/welcome bonuses
Here are the key benefits of welcome bonuses offered on credit cards.
Instant rewards: Enjoy a windfall of rewards or cashback as soon as you activate your new credit card.
Accelerated points: Many welcome bonuses offer accelerated rewards in specific spending categories, allowing you to accumulate points faster.
Complimentary benefits: Some cards provide complimentary benefits such as airport lounge access, annual fee waivers, or insurance coverage as part of the welcome offer.
Exclusive milestones: Unlock additional bonuses or perks when you achieve specific spending milestones within the stipulated timeframe.
First-time user benefits: Tailored welcome benefits for first-time credit card users, easing their entry into the world of credit.
Conclusion
Choosing a credit card with an enticing sign-up bonus can significantly enhance your financial experience. Whether you are looking for accelerated rewards, exclusive perks, or complimentary benefits, the plethora of options in the market ensures there is a card to match your preferences. Before diving in, carefully assess the welcome bonus offerings, understand the terms and conditions, and select a card that aligns with your spending habits and lifestyle. The journey to a rewarding financial experience begins with the swipe of a well-chosen credit card.
