Best Travel Credit Cards in India 2024

Explore the top credit cards for travel, and enjoy the benefits, exclusive deals, and more.
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Best Travel Credit Cards in India 2024
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5 min read
24 November 2023

Credit cards have emerged as essentials that not only make financing easy but also open a world of perks, especially for travel enthusiasts. With the advent of travel credit cards, jet-setting across the globe has become a more rewarding experience. Let us explore travel credit cards in India for 2024, highlighting their unique features and benefits.

Best Credit Card for Travel India

Among the myriad choices, Bajaj Finserv stands out with an impressive line-up of co-branded credit cards, each offering a distinctive set of benefits. Here is an overview of popular co-branded credit cards offered by Bajaj Finserv:

Bajaj Finserv credit cards

Complimentary airport lounge benefits

Bajaj Finserv RBL Bank Binge SuperCard

2 complimentary domestic airport lounge access for a year

Bajaj Finserv RBL Bank Platinum Plus SuperCard

2 complimentary domestic airport lounge access for a year

Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard

Complimentary access to domestic lounges once every quarter

 

Travel credit card: Benefits and features

Owning a travel credit card is like having a passport to a world of privileges. Apart from the common benefits mentioned above, a travel credit card offers:

  • Exclusive discounts: Enjoy special discounts on flights, hotels, and travel-related expenses.
  • Dining benefits: Some travel cards offer discounts and complimentary meals at partner restaurants.
  • Priority pass membership: Gain access to a network of airport lounges worldwide with a priority pass membership.

Bajaj Finserv co-branded credit cards offer a range of benefits that make your life hassle-free. You can click here to apply now and enjoy the credit card benefits.

How to apply for travel credit card online?

Apply for a travel credit card online is easy and convenient. Follow the below simple steps:

  • Visit the official website of the credit card issuer.
  • Go to the 'Apply Now' or 'Credit Cards' section.
  • Fill in the online application form with personal and financial details.
  • Upload necessary documents.
  • Review the application and submit.

Travel credit card eligibility criteria

Here are some common prerequisites you need to fulfil when applying for credit.

  • The applicant must be between the ages of 21 to 70 years.
  • The applicant should have a stable source of income.
  • The applicant should have good credit score or as defined as the credit card provider/ bank.
  • The applicant must hold Indian nationality.

Travel credit card documents required

Here are some of the commonly asked documents when applying for credit card.

  • Identity proof (Aadhaar Card, passport).
  • Address proof (Utility bill, rental agreement).
  • Income proof (Salary slips, IT returns).
  • Passport-sized photographs.

In conclusion, the travel credit cards, including those offered by Bajaj Finserv, are crafted to elevate your travel experiences. These credit cards offer a seamless blend of convenience, rewards, and exclusive privileges. Choose wisely and let your credit card be your trusted companion as you explore the world.

Also check

What is travel credit card

Credit cards for lounge access

Credit card benefits

Credit card eligibility

How to apply for credit card

Checking credit card status

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Frequently asked questions

What is the best card to use while travelling?

The best card for travel is often a credit card designed for international use. Look for one with low foreign transaction fees, widespread acceptance, and additional travel perks like travel insurance and rewards.

Can I use a travel card in ATM?

Yes, travel cards, especially those with a Visa or Mastercard logo, can often be used in ATMs to withdraw local currency. Be aware of any associated fees for ATM transactions and currency conversion.

Which is better for travel: credit card or debit card?

Credit cards are generally better for travel as they offer better fraud protection, rewards for travel-related expenses, and provide more security features such as EMV chips and PIN entry. Debit cards also work when traveling, but they may not offer the same level of protection against fraud and transaction errors.

Are travel credit cards free?

Some travel credit cards charge annual fees, but there are also many travel credit cards available for free. However, free travel credit cards may have lower rewards or fewer benefits than those with annual fees.

What are the annual fees associated with the best travel credit cards in India?

The annual fees associated with travel credit cards vary from one provider to the next. Some credit cards, like the Bajaj Finserv RBL Bank credit cards, come with annual fee waivers if you meet the minimum spending requirements for your variant.

Do travel cards have annual fees?

Yes, typically travel cards, like all credit cards, have annual fees which help cover the cost of benefits and rewards. Some variants of the Bajaj Finserv RBL Bank credit cards come with the first-year free benefits. Other variants also offer annual fee waivers when you meet the minimum spending threshold.

Which credit cards offer the best rewards and benefits for international travel?

The Bajaj Finserv DBS Bank 10X Plus Signature SuperCard offers access to airport lounges up to 10 times a year alongside a host of other benefits that would make your international travel experience more rewarding.

Are there any credit cards with no foreign transaction fees?

Yes, some credit cards waive foreign transaction fees, making them ideal for international travel. These cards allow you to spend abroad without incurring additional charges.

What travel insurance coverage is typically offered by travel credit cards?

Travel credit cards often provide travel insurance coverage including trip cancellation/interruption insurance, lost luggage reimbursement, travel accident insurance, and emergency medical coverage.

What are the common benefits of a travel credit card?

Travel credit cards provide numerous benefits for frequent travellers, including the ability to earn reward points on every transaction, which can be redeemed for flight tickets and hotel stays. They often include travel insurance for lost baggage and trip cancellations, access to airport lounges, and zero foreign transaction fees for added convenience.

What are the do's and don'ts of travel credit cards?

To effectively manage your travel credit card, follow these essential do's and don'ts. Dos include paying your bills on time to avoid late fees, monitoring your expenses to stay within budget, and maximising rewards by understanding the programme and using the card strategically. Don'ts involve ignoring the terms and conditions, carrying a balance to prevent interest charges, and overlooking security measures to safeguard your card details from unauthorised transactions.

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